The IMA APPA Family Security Scheme — a doctor-run fraternity that supports the families of our IMA-AP member doctors with transparent, low-cost cover. Built by doctors, for doctors.
Founded in Hyderabad in 1990 under the visionary leadership of Dr. N. Apparao, our scheme was created with one simple promise: that no IMA-AP doctor's family should ever feel alone in their hour of need.
From enrollment to claims, every interaction with FSS 2.0FBSXls is designed to be transparent, prompt and respectful.
A substantial lump-sum benefit to the registered nominee on demise of a member doctor — pooled by the fraternity itself, paid directly, without delay.
View benefitsStreamlined online and offline application for eligible IMA-AP doctors. Get your FSS 2.0FBSXls Member ID and dashboard access on enrollment.
Pay term bills securely from the member portal.
Add and update nominee details anytime.
Respectful, time-bound disbursement to the family.
Download bill receipts, term-payment statements and certificates directly from the member dashboard — anytime you need them.
Audited accounts and committee reports periodically placed before the IMA-AP general body — full visibility for every member.
Decades of trusted service, with values that put the doctor's family first.
Pure fraternity model. Every contribution flows directly to claims and member welfare — never to shareholders or agents.
Run by an elected Managing Committee of senior IMA doctors representing every zone of Andhra Pradesh.
Modest fraternity contributions per term, substantial lump-sum benefit to the nominee on demise.
Audited accounts placed before the AP general body. Every paisa accounted for, every term.
Minimum paperwork, prompt disbursement — designed around the family's needs at the hardest time.
Manage memberships, payments, nominees and receipts from anywhere, anytime — entirely online.
Become part of a 35-year-old doctor fraternity that has quietly stood by hundreds of families across Andhra Pradesh.